top of page

Share a Memory:

Upon submitting your memory, please refresh your page to view your condolences.

Your content has been submitted

An error occurred. Try again later


Dennis & Diane Byrne

You were such an incredibly loving woman, fun and so kind. Thank you for being such a good friend to us and sharing your wonderful family stories. We loved visiting you on Beauty Hill Road. You are a tremendous loss to family and friends. But I know you shared and created more wonderful memories with all those you loved. May you rest in peace dear Peggy and I hope that you and Ken are dancing on the clouds.

Michele Holbrook

I am so sorry for your loss! I absolutely adored your mom and every time I saw her she brought a smile to my face. Rest in peace Peggy.

Evie Brewer

I am so sorry for your loss. I will remember all of you in my prayers.

Kim & Chuck Lynch

Oh how we loved Peggy! Lisa, Michael and Mike and family we will be praying for comfort and peace during this difficult time. She was such a wonderful person that was a joy to be around. We are here for you in any way. May God comfort you, provide for you and heal your broken hearts. We love you!

Kimberly Mathis & Family

Our deepest sympathies, and prayers for God to comfort Lisa, Mike, and Michael, Tim and Marca, and Kenny and all their family and friends during this time of sorrow. We all have very fond memories of Peggy. She was a beautiful soul. And had a loving and generous heart. Peggy will be greatly missed by all that were fortunate to have known her. May she Rest In Peace now with God, and the love of her life Ken ❤️

Richard & Kelly Kellett

Our Sincerest Sympathies to our cousins. Aunty Peggy will forever be in our hearts. She was full of laughter, fun and most of all Love. It’s with heartfelt love to our family as Aunt Peggy will never be forgotten. With all our love Ricky and Kelly Kellett

Jim & Liz Hester

Our thoughts & prayers go out to Tim,Lisa,Kenny,Marca & Michael. We will always remember the great weekends at Barrington on the lake. Visits to Fernandina Beach will also be missed with her unique laughter. But rest assured we will see her on the other side hosting a big reunion with plenty to eat.

Jim Mayo

Peggy was a person who made her workplace more civil and kind. She always projected such a warm presence which made her a joy to be around. To her children, may God grant you peace with beautiful memories of your mother.

Cindy O'Donovan

Kenny Timmy and Lisa, i was so saddened to hear of Peggy's passing. It is odd i have been thinking of her lately quite a lot. She and your Dad were such good friends of John and myself. So good to my children. We have very fond memories of all the good times on Swains Lake and also our trips to see your family in Florida. Our deepest sympathy to you all. You Mom and Dad loved you three so much. Peggy was so proud of you all an her love for her grandson was very evident when i would call her. She was a beautiful woman inside and out. She will be very much missed. Love to you all.

Susan Markiw, PT

Kenny, Timmy and Lisa- I am saddened to hear of Peggy's passing but know she is reunited with your Dad. She was a true New Englander despite all the years of living here in Fernandina Beach. I had great pleasure working with her at both Nassau General and Baptist Nassau. She was half mother/ half big sister to me. I'm sorry our friendship didn't last but I always held her in my heart. I pray great memories of good times together, especially all the Christmases, sustain your during your sorrow.

Shannon Roney

Tim and Marca, I am so sorry for your loss. Peggy was a very sweet loving person.My thoughts and prayers are with you all.

Elaine Smart Moore

So many good memories are now being paid for with so many heartfelt tears. Condolences to each of you

Beth Waterbury

Tim and Marca I'm so sorry for your lossof your Mother. God bless your whole families 🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻

Rita Kelly

Dear Tim and Marca, I'm so very sorry for your loss. No matter how old our parents are, we're never quite prepared. My heart goes out to you both and your family. Love you both....Rita and Fernando Kelly

Margaret "Peggy" Smart


Margaret “Peggy” Smart, 81, of Fernandina Beach passed away Sunday, September 18, 2022, at the Warner Center for Caring.

She was born in Lynn, MA and was a daughter of the late Earl and Effie Graham Kellett.

She and her husband, Kenneth Smart lived in Barrington, NH for several years. They raised their family there, on the banks of Swain’s Lake.

They moved to Fernandina Beach in 1989. She worked for several years as a medical secretary at Baptist Medical Center, Nassau. She retired in 2009.

Peggy was of the Episcopalian faith. She loved cooking, shopping and being with friends and family. She loved her family dearly and her grandson, Michael, was the light of her life. She thoroughly enjoyed Christmas and Easter and always looked forward to celebrating those special days.

In addition to her husband, Ken, she was predeceased by her siblings, Gloria, Phyllis, Ronald, and Nancy.

She leaves behind her children, Kenny Smart of Middleton, NH, Tim (Marca) Smart and Lisa (Mike) Weeks, all of Fernandina Beach; her grandson, Michael Weeks of Fernandina Beach; a sister, Barbara Kane of Newberry Port, MA as well as several nieces and nephews.

A memorial service for Peggy will be held Saturday, September 24,2022 at 11:00 AM in the Burgess Chapel of Oxley-Heard Funeral Directors. Visitation will start at 10:00 AM until the hour of service.

She will be laid to rest, with her husband Ken, at a later date.


bottom of page