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Donna Lavery

I worked indirectly with Sandi & Michael in the insurance business, she was one sweet, funny, lady, always had me laughing with her stories. She was a princess for sure. We shared so many stories. She was a definite force to be reckoned with. She will be missed by all who loved & known her.

Maureen and JR Dunn

Sandi was a dear friend who always accepted a challenge - physical or debate!I'll never forget when we rode our bikes to the South end of the island and had to call Michael to pick us and the bikes up because we were too tired to ride home. Sandi always ddriessed to the nineths and was never without high heels. She even managed to find high heel Jelly shoes for the beach! Sandi always had a smile for everyone and a comment for all.

Lyn and AC Bright

Sandi was our insurance agent for many years, yet we had conversation like friends. She loved life and people and was passionate about the things that were important to her. Sandi will definitely be missed. Michael, our sincere condolences for your loss. We love you, too.

Cheryl Lyles

From the moment I met Sandi, we weren't strangers. She was my agent but we would talk about everything but insurance when we would meet at her office. She was so energetic and I will miss her smile. My sincere condolences to you Michael. She was a rare jewel.

Rene' Rogers

Sandi was such a unique individual. I loved her infectious laugh. She always sparkled on the outside , but I always thought she sparkled within as well. I am going to miss her coming to my office to say "hello" every time she visited her Jax office on Dunn Avenue. She was clearly a blessing to so many. My deepest sympathy goes out to you Mike.

Judith H. Turner

Absolutely loved knowing Sandi. She glittered.

Daniel J Bottorff

Truly a “princess” with a beautiful soul. I loved her energy in conversation and the way her presence filled the room. She was so passionate in her work and I always felt genuinely cared for. Stay strong Michael. ❤️

Ravi Wadhwani

Sandi was such a personable genuine person, over the past 20+ years she & Michael handled my family’s business insurance and there was never a time I didn’t see her in high spirits. She would dress like a movie star and joke like a comedian, she will be dearly missed 💙

Robert & Olesya Huenefeld

We are saddened by the news of Sandi's passing. She would always brighten our day when we talked with her. She will be missed.

Veola L Speights and Gary Speights

We are sadden by the passing of Sandi, she was a very happy and friendly person. Our condolences to her Husband and Family.

Carla Albin

I enjoyed speaking to Sandi when she would call to go over some of her accounts with RPS. She was truly one of a kind! I will miss our conversations and how she would make me laugh. She is in a beautiful place now & her angel wings are covered in glitter just the way she would like them to be. Rest in peace Sandi. Michael my deepest sympathy goes out to you at this difficult time. God Bless

Gene and Victoria Kilcawley

We enjoyed conversations with Sandi on our dog walks. RIP

Jane & Doug Bailey

Sandi will really be missed in our neighborhood! Our thoughts and prayers are with you Mike...

Stephanie Karafa

I worked with Sandi for many years and am lucky to call her friend too. Her personality sparkled just like her wardrobe. She is truly one of a kind and those who knew her were surely blessed! We will miss you, Sandi!

phadra pinckney

My heart goes out to my dearest friend/ Sister Sandi she was like a sister to me we had so many ways alike you would have thought we was sisters 🙏🏾💯😘my parents love her and Michael like they was there children the Chatman’s family will miss you so much Sandi😘😘😘 we will continue to support your husband Michael. Love always Phadra Chatman Pinckney 😍😍😍🙏🏾🙏🏾🙏🏾

Ashley Fernandez

Sandi was truly a blessing to me. She was always full of life and brought so much joy to me. I will truly miss her.

Pastor Bruce Cohen

Sandi was a wonderful lady. She was my insurance agent and my friend for over 30 years! She and Michael were a great team in the insurance business. I will miss her smile and that unique laugh. What Sandi believed in she was passionate about and you couldn't take it away from her. I will always remember her. Michael, you have great memories to hang on to. I'm praying for you!

Yuletta Hudson

What an awesome woman to have known and worked with. I really appreciated her professionalism and her compassion for making sure people were properly insured. She was humorous and honest and only wanted the best for her clients. She is truly missed.

Sandi Muhich


Sandi “Princess” Muhich passed on May 14,2023 in Fernandina Beach, FL.
She leaves behind her devoted husband of 47 yrs., Michael Muhich, along with her family dog Tasha and two cats, Meko and Corey; they had no children.
Sandi was from Highland Park, IL. and met Michael who was from Milwaukee, Wi. They married in Wisconsin. Michael states that it was love at first sight when he felt her beautiful soul through her beautiful speckled green eyes. She also told Michael that it was love at first sight for her too. They later moved to Fernandina Beach to continue their life together.
Michael stated she was “One Stylish Lady” who loved life.
Wherever she went she would light up the place as no one was a stranger.
She always loved glitter as evident in her makeup and her attire; and even the walls in her house had diamond dust.
Until her passing she continued her lifetime dedicated exercise routine of two hours per day on her treadmill, recumbent bike, elliptical and free weights. She didn’t miss a day.
Sandi was a lover of nature and animals with an interest in cooking, minerals and gems and world humanity and beauty. Her home was full of house plants.
She loved the desert southwest where her and Michael spent many vacations to absorb the vibes. The fall color foliage change was also a great joy.
Sandi established her career in insurance and formed Sandi Muhich Insurance Agency in Jacksonville, FL.
She will be missed by all who knew her. A true gift to the world. God Bless Her.
Rather than flowers, memorial contributions may be made in her name to Nassau County Humane Society, 639 Airport Road, Fernandina Beach, FL 32034.


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